Self-Employed? Own a Limited Company?
Discover the 3 Common Mortgage Pitfalls — and How to Avoid Them

Getting a mortgage doesn’t have to be a nightmare.
Download this free guide and learn how to sidestep the most common mistakes self-employed people make — so you can borrow smarter and buy sooner.

Download the free guide today to improve your understanding of the mortgage process.

  • 📚 What You’ll Learn:

    • Why many lenders don’t “get” self-employed income — and how to package your accounts properly

    • Why online mortgage tools mislead you (and what to do instead)

    • How poor timing with your finances or tax returns could cost you your dream home


    🧠 Who’s This For?

    • Self-employed business owners

    • Freelancers and contractors

    • Limited company directors

    • Anyone with non-standard income who wants to secure a mortgage confidently


    How lenders assess income and affordability

  • ​The documents you need & how they impact your success

  • How to create a plan 12 to 24 months in advance of your mortgage application

  • ​How to increase the likelihood of a successful application to secure property

About the Author

👋 About Me:

I’m Stephen from Charnock Mortgages.

I help people like you — self-employed and company directors — navigate the mortgage world with confidence and clarity. No jargon. No guessing games. Just tailored advice that gets results.

I Wanted to create an easy to follow guide to give you a head start and help you understand the process ahead.

  • Residential mortgages.

  • Self Employed Mortgages.

  • Limited Company Director Criteria.

  • Importance of planning ahead.

  • Misleading online information.



Authorised and regulated


Charnock Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.  We are entered on the Financial Services Register under firm reference number 971882


Copyright © 2022 Charnock Mortgages - All Rights Reserved.


 Your home/property is at risk if you do not keep up repayments on a mortgage or other loan secured against it.